Home01 / GROW

Invest with clarity,
not guesswork.

Goal-first conversations, useful tools and clear explanations — to help you understand your next investment decision.

Experience behind the guidance8+ years across equity & mutual funds · CMT Level I & II · NISM-certified
UNDERSTAND YOUR RETURNS

Three terms.
Less confusion.

CAGR

The annualised change in a one-time investment, with no intervening cash flows.

XIRR

Your annualised return from amounts invested or received on their actual dates — useful for SIPs.

Rolling returns

Returns across overlapping periods, showing how historical outcomes vary with the start date.

These describe historical performance. None predicts or guarantees future returns.

BEFORE YOU CHOOSE

Give every fund
a clear purpose.

HOW TO CHOOSE

Goal first. Scheme second.

  • Match the category to your goal, horizon and ability to accept loss.
  • Check consistency, downside behaviour, expenses and portfolio overlap.
  • Understand Direct vs Regular plans and the servicing you need.
Get a portfolio plan ↗
SWITCH OR STAY?

Review the reason you invested.

  • Review yearly and after a meaningful change in your goals or the fund.
  • Investigate persistent underperformance; avoid reacting to one weak quarter.
  • Before switching, check applicable exit loads and capital-gains tax.
Review my portfolio ↗
PLAN WITH YOUR OWN NUMBERS

A few numbers.
A clearer next step.

SIP Calculator

Explore a fixed monthly investment over time.

YOUR SCENARIOIllustrated future value₹20,65,520
Total invested₹12,00,000
Illustrated gain₹8,65,520

Step-up SIP Calculator

See how increasing your monthly investment once a year changes the illustration.

YOUR SCENARIOIllustrated future value₹74,37,840
Total invested₹38,12,698
Illustrated gain₹36,25,142
Monthly SIP in final year₹37,975

Cost of Delay

Compare starting now with waiting, for the same goal date.

Cost of waiting

₹21,13,722

Starting now₹41,79,243
Starting in 5 years₹20,65,520
Monthly SIP needed to catch up₹20,233
Extra every month₹10,233
A CLEAR WAY FORWARD

How investing
works with us.

  1. 01

    Understand your goal

    What is the money for, when will you need it and what uncertainty can you accept?

  2. 02

    Match the category

    We explain the relevant equity, debt and hybrid risks in the context of your horizon.

  3. 03

    Review suitable options

    Look at consistency, costs, portfolio quality and the role a scheme could play.

  4. 04

    Choose your route

    Understand Direct and Regular plans. Radiant provides mutual fund distribution under ARN-182266.

  5. 05

    Keep the review meaningful

    Revisit your goal and allocation annually, or earlier after a material change.

EXPLORE & UNDERSTAND

A closer look.
Without the rankings.

The main equity fund categories, and what each one is built to do. No ratings, no rankings — the category is the decision that comes before the fund.

Large Cap Funds

Invest mainly in India’s largest established companies. Generally suited to investors looking for relatively more stability within equity funds.

Mid Cap Funds

Invest mainly in medium-sized companies with higher growth potential. They can also see sharper ups and downs than large-cap funds.

Small Cap Funds

Invest mainly in smaller listed companies with significant growth potential. Higher volatility means they are generally better understood with a longer investment horizon.

Flexi Cap Funds

The fund manager can invest across large, mid and small companies. The allocation can change depending on opportunities identified by the fund manager.

Multi Cap Funds

Invest across large, mid and small-cap companies with minimum allocation requirements across each segment. This provides exposure to different company sizes in one fund.

Index Funds

Simply aim to track an index such as the Nifty 50 rather than actively selecting stocks. They offer a simple, passive way to participate in the market.

AMFI public investor resources ↗

FAMILIAR NAMES. INFORMED CHOICES.

Access funds from India’s
leading fund houses.

Logos are the property of their respective owners; shown to indicate the fund houses whose schemes we can help you access. No endorsement implied.

A REAL PERSON. A CLEAR CONVERSATION.

Tell us what you need.

Start with a question. We’ll help you understand the next step.

Or start from one of these