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Answers shown: 6
Mutual Funds · Radiant guide · 23 Sept 2026
One quarter alone is a weak basis for a decision. Review the fund’s role, strategy and longer-term behaviour against a relevant benchmark and peers, alongside your goals and costs.
Price is only one consideration. Compare coverage, exclusions, waiting periods, deductibles and relevant limits before deciding whether a policy fits your need.
Request a clear written list, keep a submission timeline and retain acknowledgements. A document query is not necessarily a final rejection. Review the specific request and available evidence.
An annual review is a useful routine. Revisit sooner after a major change in family circumstances, income, goals or the risk you can accept. Avoid changing investments simply to react to headlines.
Not necessarily. Ask for the written reason and whether reimbursement can be considered under your policy. Eligibility and final settlement still depend on the policy and evidence.
For your own dated SIP investments and the ending value, XIRR is the more appropriate measure. CAGR describes a single starting value and ending value without intervening cash flows.
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